No second provider, no fragmented vendor relationships.
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One tech stack
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One Central Bank of Ireland regulated compliance team
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One partner across Ireland and the EEA
Who we work with
One integration. One compliance relationship. One partner.
Insurance disbursement
Managing claims payouts and compensation across multiple jurisdictions typically requires separate banking relationships per market and compliance obligations that multiply with each territory.
ArmadilloPay handles issuance, compliance, and the rails across Ireland and the EEA, while you handle the client relationship.
Earned wage access & payroll advance
Workers expect near-real-time access to earned wages. Building compliant, multi-currency delivery infrastructure requires regulatory overhead most EWA platforms don't have.
One integration covers card issuance and disbursement across Ireland and the EEA, with no additional regulated entities needed.
Business expense & corporate card
Building branded corporate card programs for enterprise clients requires an issuing partner who handles multi-currency complexity without the platform holding its own licence.
ArmadilloPay consolidates the issuing relationship under one Central Bank of Ireland licensed partner, removing multi-vendor overhead entirely.
Property & rental management
Platforms managing deposits, landlord payments, and tenant disbursements across countries face compliance complexity that multiplies with each new market.
ArmadilloPay provides the full regulated infrastructure layer across Ireland and the EEA through one contract.
Migrant & international worker payments
Serving mobile international workforces requires multi-currency accounts, card access, and fast cross-border transfer, all within a single regulated compliance framework.
ArmadilloPay's white-label stack delivers the full range under one Central Bank of Ireland regulated relationship across Ireland and the EEA.
Gift card & loyalty
Issuing branded prepaid cards or managing closed-loop loyalty programs requires Mastercard scheme access without the platform taking on regulatory obligations.
Complete white-label infrastructure under ArmadilloPay's Central Bank of Ireland authorization: your brand, our regulated rails.
Why ArmadilloPay
One partner, every market
Ireland and the EEA covered by ArmadilloPay alone, with no second issuer or compliance provider needed as you expand.
No legacy technology
ArmadilloPay's platform is built on Episode Six's Tritium ledger, real-time infrastructure with zero legacy tech. One integration covers all program capabilities, with Sardine AI delivering real-time risk decisioning from day one.
One compliance team
With one Central Bank of Ireland authorized compliance relationship, your regulatory exposure sits with one accountable entity, not spread across vendors.
One accountable team
You deal with the people who built the program, not a support queue across vendors who each own only part of the relationship.
One conversation covers everything you need.