The Platform

One integration.
Four capabilities.
No legacy systems.

Engineered from the ground up for cross-border payments, orchestrated end-to-end, & monitored in real time.

Episode Six Tritium Ledger

Dublin-Built Orchestration (Vacuumlabs)

Real-Time AI Risk Decisioning (Sardine)

Everything your program needs. In one stack.

Card Issuance

Physical and virtual Mastercard cards, issued under ArmadilloPay's Central Bank of Ireland authorization, with your brand on the front and your client's name on the back.

Physical and virtual card formats

Mastercard scheme: globally accepted

Regulated by the Central Bank of Ireland, no separate licence needed

Fully white-labelled to your platform and brand

Multi-Currency IBANs

Local IBANs in your target markets with access to the settlement rails in each jurisdiction, all through one account relationship and one integration.

Local account details your clients recognize

One account relationship across every currency

No correspondent banking delays

Full rail coverage (see market coverage below)

Digital Wallets

Branded wallet infrastructure for your end users, white-labelled to your platform, backed by ArmadilloPay's Central Bank of Ireland regulated infrastructure.

Fully white-labelled: your brand, your experience

Multi-currency balances in a single wallet

Real-time balance visibility

Card-linked for instant spend from wallet balance

Cross-Border Payments

Multi-currency disbursement and collection from one rail, one integration, one compliance team, wherever your program operates.

Send and receive in local currencies

Real-time payment status and reconciliation

Bulk disbursement for payroll and gig payouts

Same-day settlement where local rails support it

Ireland and the EEA. One partner.

Markets

Ireland / EEA

Regulated by Central Bank of Ireland

Payment rails

SEPA

Eurozone transfers

Mastercard

Global card network

Mastercard Send™

Real-time push payments

Ready to build on the platform?

One conversation covers every capability.

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